🔴 Your partner may get nothing – If you’re unmarried, your partner has no automatic right to your estate.

🔴 Your children’s future could be uncertain – Without a will, guardianship of your children may be left to the courts to decide.

🔴 Family disputes – Unclear inheritance can lead to painful legal battles among family members.

🔴 Higher inheritance tax – A properly structured will can help reduce the tax burden on your estate.

🔴 The government could take control – If you have no surviving relatives, your estate could pass to the government instead of loved ones or charities of your choice.